Rewards · Voucher-led, white-label

Vouchers that go through your payables approval matrix.

Multi-brand e-vouchers issued under your approval matrix, tracked against the Section 194R threshold, and reconciled to your ledger by cost centre.

What you can run

Client gifting

Occasion-based vouchers to client contacts. No hunting for gifts, no courier delays, and the recipient picks the brand.

Employee gifting

Recognition, bonuses and milestones, with manager and super-manager send rights and a running check against the ₹15,000 exemption.

Festive gifting

Diwali, New Year, annual day and work anniversaries. Bulk upload, scheduled release, one approval.

Channel incentives

Dealers, distributors and retailers. The one program type with real tax exposure, so it gets a real register.

White-label storefront

A branded microsite matched to your own site, with your SMS and email templates and a support desk for recipients.

Brand promotions

Contest rewards, giveaways and campaign payouts issued instantly, with a custom message carrying your campaign.

The mechanics

  • Multi-brand voucher catalogue — the recipient chooses
  • Issue as vouchers, points or coupons
  • Instant delivery by SMS, email or WhatsApp
  • API integration for redemption inside your own app
  • Duplicate reissue when a voucher is lost
  • Recipient support desk, branded as you
  • Bulk upload with per-recipient amounts
  • Scheduled release for festive campaigns
Approval queue · Diwali scheme4 pending
Ashok TradersRaised by R. Nair₹5,000Cleared
Kumar & SonsWould cross ₹20,000₹6,000194R hold
Recognition — 84 staffEmployee · within limit₹2,52,000Cleared
Sri Balaji AgenciesAwaiting CFO₹4,500Level 2
1 held · 1 awaitingTDS if released ₹2,500

Illustrative. The hold happens before issuance, not after.

The governance

This is the part other gifting platforms do not have, because they were never built by a payments company.

  • Approval matrices by amount, department, scheme or recipient type
  • Timestamped audit trail on every issue, approval and redemption
  • Recipient-wise benefit register with 194R threshold alerts
  • Role-based access, so a sales head cannot issue outside their budget
  • Reward spend posted to your ERP against the right cost centre
  • Redemption and breakage reporting per scheme

The difference

Most rewards platforms sell engagement.
We sell governed spend.

Leaderboards and catalogues are easy to buy and easy to leave. What is hard is proving to an auditor who authorised ₹18 lakh of dealer incentives, against which scheme, under whose budget, and whether the TDS was deducted before the vouchers went out.

NeuroPX already answers those questions for your vendor payments. Rewards just move into the same system.

Channel incentives in detail

Tax position

Vouchers attract no GST. Employee gifts are exempt to ₹15,000 a year. Channel rewards over ₹20,000 cumulative attract 10% TDS under Section 194R.

Section 194R · GST on vouchers

See it against your own numbers

Bring one scheme you already run. We will show you what the register would have caught.

Book a demo