Channel incentives · Dealers, distributors, retailers

Reward the network without inheriting a tax liability.

Dealer and distributor incentives are the highest-value reward program most companies run, and the only one with a live TDS obligation attached. The register that keeps you out of trouble is the point of the platform.

What the program does

Instant gratification

A dealer hits a target on Tuesday and has a voucher on their phone the same afternoon. Quarterly cheque runs do not change behaviour; same-day rewards do.

Choice of brand

A multi-brand catalogue means the reward is worth its face value to every recipient, rather than a gold coin they did not want.

Scheme-linked issuance

Rewards attach to a named scheme with eligibility rules, so payout is traceable to the target that earned it.

Personalised delivery

Custom messages, your branding, delivered by the channel the recipient reads — usually WhatsApp.

The part everyone gets wrong

Section 194R is cumulative, not per gift

Ten per cent TDS applies once the total value of benefits given to one recipient crosses ₹20,000 in a financial year. Gift vouchers are named explicitly as a trigger.

One dealer, two ordinary gestures

Financial year 2026–27

Diwali voucher, October₹5,000
Q4 target bonus, March₹18,000
Cumulative benefit₹23,000

TDS falls on the full ₹23,000, not the ₹3,000 excess. Miss it and the real cost is ₹6,613 — 29% — once the s271C penalty, the interest and the 30% disallowance are counted.

Two harmless gestures, eight months apart, authorised by two different people, neither looking at a running total. Across four hundred dealers that is how a goodwill budget becomes an assessment. See the full cost breakdown.

The feature

A recipient-wise benefit register

Every voucher, coupon and point issued to a channel partner posts to a running per-recipient total for the financial year. When a recipient approaches ₹20,000, the register flags it before the next issue is approved — not after the auditor finds it.

Per recipient
Running cumulative total across every scheme, occasion and issuing manager.
At approval
The breach surfaces in the approval step, while the payout can still be restructured.
Exportable
A clean register for your CA at year end, with the audit trail behind every line.

The full 194R guide · Threshold calculator

Who runs these

Any business selling through a distribution network.

Building materialsAuto & componentsFMCGConsumer durablesPharmaBFSIElectricalsHardware

Bring us one scheme

Give us a scheme you ran last year and we will show you what the register would have flagged and what it would have cost you to fix late.

Book a demo